HARD WORKING HANDS LLC
8575 COUNTY ROAD 128
ALVIN, TX 77511
Talking Points
Premium
Worker's Comp premium is based on two key factors - the LCM your carrier has filed to use, and the total payroll you run over the policy term, which is multiplied by the rate to determine premium.Comparing premium to businesses in the same industry and of similar size can indicate how fair your WC insurance provider's costs are relative to the market.
- Premium isHigherthan 86% of peers.
LCM Rate
LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.
- The LCM of the Current Carrier isHigherthan 64% of peers.
- Shopping around for a carrier that would provide a more competative tier would make sense.
Market Competitiveness
We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.
- 8% of peers have changed carriers since last year.
- Current Carrier's market share is in the 99th percentile at 55.8% of the market.
Business Stats
Policy History
Term | Carrier | Premium | LCM | |
---|---|---|---|---|
2022 |
1.693 | |||
2021 |
1.693 | |||
2020 |
1.693 | |||
2019 |
1.693 | |||
2018 |
- | |||
2017 |
- | |||
2016 |
- |
Contacts
Industry Classification
下水道若干uction--All Operations & Drivers
Temporary Help Services
Help Supply Services
Caisson or Cofferdam Work--Foundations for Buildings
91325
Caisson or Cofferdam Work--Not Foundations for Buildings
47367
Sales or Service Organizations
98820
Sewer Mains or Connections Construction
98871
Shaft Sinking
99798
Tunneling