美国公司
333 Wilson Ave FL 4
Norwalk，CT 06854
Talking Points
LCM Rate
LCM对您的WC成本具有最大的影响。运营商文件LCM乘以州批准的损失成本为您的就业分类以创建您的保单税率。承运人团体有几个运营商的备案，并允许其承销商的承销商积极地定价过度审慎，具体取决于风险。
- 当前载体的LCM是Higherthan 98% of peers.
- 四处寻找可以提供更竞争层的运营商是有道理的。
市场竞争力
We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.
- 16% of peers have changed carriers since last year.
- Of those who changed carriers, 4.8% increased their LCM vs those who stayed with their current provider who saw a 5.8% increase.
- 当前运营商的市场份额在第99个百分位数，占市场的28.9％。
OSHA
Most employers with 10 or more employees are required to maintain injury and illness records, known as the 300 log. In the event of an inspection, this information will likely be requested. Even without injury or claim, the proper documentation should be readily available on a location by location basis. These logs are critical but simple to maintain.
- 应为具有严重和/或重复违规的企业提供风险管理惯例，以消除不必要的风险并最大程度地减少当前流程中必须存在的情况。
业务统计
政策历史
| Term | 载体 | 优质的 | LCM | |
|---|---|---|---|---|
| 2022 |
2.558 | |||
| 2021 |
2.407 | |||
| 2020 |
2.006 | |||
| 2019 |
2.006 | |||
| 2017 |
1.246 | |||
| 2016 |
1.219 | |||
| 2015 |
- | |||
| 2014 |
- | |||
| 2013 |
- | |||
| 2013 |
- | |||
| 2012 |
- | |||
| 2011 |
- |
联系人
行业分类
商店 - 硬件。
Durable Goods, Nec
空调设备 - 仅交易商或分销商
10040
Appliance Distributors--Household Type
10150
Bicycle Stores--Sales and Servicing
10151
Bicycles--Rented to Others
12391
Electrical Equipment Distributors
12393
Electronics Store
Retirement Benefits
金融
| 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| BOY Assets: | $ 5,951,085 | $ 5,028,160 | $ 2,565,568 | $ 210,608 | $ 6,552,138 | $ 6,766,960 | $ 8,516,221 | $ 5,295,121 | $ 4,872,750 | $ 2,802,731 | $ 21,584 |
| Liabilities: | $ 0 | $ 9 | $ 59 | $ 6 | $ 5 | $ 5 | $ 76 | ||||
| EE贡献： | $ 352,554 | $ 484,847 | $ 117,154 | $ 655,884 | $ 231,648 | $ 178,785 | $ 861,882 | $ 731,584 | 813069美元 | $ 801,527 | $ 390,968 |
| Emp Contrib: | $ 143,257 | $ 241,643 | 786030美元 | $ 910,248 | $ 225,475 | $ 317,554 | $ 939,391 | $ 42,154 | $ 914,661 | $ 45,118 | $ 20,163 |
| 收入/损失： | $ 604,274 | $ 620,883 | ($ 291,327) | $ 729,165 | $ 636,029 | ($ 69,739) | $ 809,127 | $ 318,445 | $ 291,063 | （$ 82,111） | $ 475,525 |
| 总收入： | $ 1,100,085 | $ 5,623,425 | $ 209,132 | $ 12,848 | $ 388,656 | $ 51,130 | $ 905,328 | $ 837,691 | $ 150,823 | $ 170,023 | $ 778,344 |
| Paid Benefits: | $ 1,510,138 | $ 96,987 | $ 274,343 | $ 921,941 | $ 656,394 | $ 192,837 | $ 431,149 | $ 1,236 | $ 8,729 | $ 3,126 | $ 499,065 |
| 花费： | $ 0 | $ 124 | $ 170 | $ 6 | $ 62 | $ 4 | $ 4 | $ 2 | |||
| Commission: | $ 2,476 | $ 6,426 | $ 6,502 | $ 5,481 | $ 7,271 | $ 4,624 | $ 2,143 | $ 4,817 | $ 3,248 | $ 2,023 | $ 7,372 |
| 净利： | （$ 412,529） | $ 2,391,830 | $ 693,598 | $ 620,865 | $ 736,057 | $ 258,877 | $ 112,070 | $ 646,328 | $ 948,330 | $ 172,354 | $ 421,946 |
| 净资产： | $ 5,538,556 | $ 5,261,563 | $ 3,601,134 | $ 8,717,646 | $ 4,409,693 | $ 1,066,199 | $ 4,509,101 | $ 3,891,551 | $ 9,473,921 | $ 2,622,995 | $ 9,578,858 |
Participants
| 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 总参与者： | 76 | 350 | 496 | 990 | 18 | 13 | 38 | 95 | 40 | 36 | 55 |
| 活跃部分： | 58 | 07 | 72 | 77 | 09 | 41 | 29 | 8 | c4 | 470 | 7e |
| 退休部分： | 0E | b1 | 8C | 8 | 7b | cc | 6 | f | f9 | b8 | |
| 已故部分： | 7 | b | db | b | 85 | 5 | 8B9 | 5 | 5 | 84 |
Insurance
没有保险范围提供者
没有提供商特征
2e- 利润共享
2F- ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G- Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J- Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2k- 股票奖金第401（M）安排 - 根据计划或雇主捐款分配给雇员的捐款，或部分基于雇员的延期或对计划的捐款。如果计划是仅有QNEC和/或QMAC的401（k）计划，则不适用。如果代码第403（b）（1），403（b）（7）或408安排/帐户/年金，也不适用。
2t- Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
3D- Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.