UNITED SPECIALTY AUTOMOTIVE LLC
PO BOX 150340
FORT WORTH, TX 76108
Talking Points
Premium
Worker's Comp premium is based on two key factors - the LCM your carrier has filed to use, and the total payroll you run over the policy term, which is multiplied by the rate to determine premium.Comparing premium to businesses in the same industry and of similar size can indicate how fair your WC insurance provider's costs are relative to the market.
- Premium isHigher超过100%的同行。
LCM Rate
LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.
- The LCM of the Current Carrier isHigherthan 64% of peers.
- Shopping around for a carrier that would provide a more competative tier would make sense.
Market Competitiveness
We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.
- 9% of peers have changed carriers since last year. Those who did, saw a 36.5% decrease in premium vs those who stayed with their current provider had a 9.4% decrease, roughly 4x those who stayed with their current provider.
- Current Carrier's market share is in the 95th percentile at 66.7% of the market.
Business Stats
Policy History
Term | Carrier | Premium | LCM | |
---|---|---|---|---|
2022 |
1.693 | |||
2021 |
1.693 | |||
2020 |
1.693 | |||
2019 |
1.693 | |||
2018 |
- | |||
2017 01-11-2017 |
- | |||
2016 |
- |
Contacts
Industry Classification
Freight Handler NOC--Coverage Under State Act Only
Support Activities for Rail Transportation
Switching and Terminal Services
Freight Forwarders or Handlers--Other Than Packing, Handling or Shipping Explosives or Ammunition under Contract
94638
Freight Forwarders or Handlers--Packing, Handling or Shipping Explosives or Ammunition under Contract
98622
Railroads--Operation and Maintenance--with BI Passenger Hazard
47367
Sales or Service Organizations
99222
Stevedoring
99221
Stevedoring--Handling Explosives or Ammunition--under Contract
Retirement Benefits
Financials
2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|
BOY Assets: | $ 101,432 | $ 47,434 | $ 949,671 | $ 662,273 | $ 67,413 | $ 111,406 | $ 631,527 | 313美元,720 | $ 719,609 | $ 370,555 | $ 103,643 |
Liabilities: | $ 0 | $ 1 | $ 3 | $ 713 | $ 90 | $ 3 | $ 0 | ||||
EE Contrib: | $ 0 | $ 5 | $ 5 | $ 7 | $ 8 | ($ 9,180) | $ 0 | $ 8 | |||
Emp Contrib: | $ 0 | $ 3 | $ 17 | $ 6 | $ 9 | $ 76 | |||||
Income/Loss: | 4816美元 | $ 5,610 | ($ 77,253) | $ 1 | ($ 16,081) | ($ 8,426) | ($ 8,141) | $ 2 | $ 50,933 | $ 152 | $ 36,936 |
Total Income: | 4816美元 | 8830美元 | ($ 22,622) | $ 1,466 | ($ 45,557) | ($ 98,792) | ($ 1,319) | ($ 6,308) | $ 22,414 | $ 547 | $ 92,617 |
Paid Benefits: | $ 0 | $ 3 | $ 42,202 | $ 6 | $ 2 | $ 6 | |||||
Expenses: | $ 0 | $ 83 | $ 2 | $ 9 | |||||||
Commission: | $ 0 | $ 7 | $ 957 | $ 5 | $ 579 | $ 0 | |||||
Net Income: | 4816美元 | $ 4,136 | ($ 30,583) | $ 8,956 | ($ 41,236) | ($ 17,361) | ($ 13,746) | ($ 7,714) | $ 41,423 | $ 391 | $ 42,815 |
Net Assets: | $ 106,248 | $ 539,090 | $ 8,183 | $ 319,333 | $ 511,165 | $ 831,782 | $ 503,194 | $ 167,809 | $ 799,605 | $ 477,601 | $ 148,140 |
Participants
2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|
Total Participants: | 1 | 1 | 7 | 6 | 4 | 8 | 8 | 0 | 0 | 5 | 2 |
Active Part.: | 1 | 1 | 0 | 0 | 8 | 7 | 9 | c01 | 9c3 | 33 | 09 |
Retired Part.: | 7 | a | b | a1c | ccd | 33度 | a9d | 4 | fa4 | fc | |
Deceased Part.: | a | 4 | 2 | 4 | 2a | c | 20 | 0bf | b | 2 |
Insurance
No Insurance CoverageProviders
No ProvidersFeatures
2E- Profit-sharing