THOMAS BRINEGAR II
112 SPRUCE ST
弗吉尼亚州BLUEFIELD 24605
Talking Points
For the Agent
These are points that might help guide an agent as they look to approach a prospect.
- Increasing LCM and decreasing market share may indicate carrier is tightening underwriting guidelines and/or has written higher risk accounts that they are less willing to fight for.
LCM Rate
LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.
- The LCM of the Current Carrier isHigherthan 92% of peers.
- Shopping around for a carrier that would provide a more competative tier would make sense.
- LCMIncreasedby more than 75% of peers.
Market Competitiveness
We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.
- 6% of peers have changed carriers since last year.
- Of those who changed carriers, 3.8% decreased their LCM vs those who stayed with their current provider who saw a 5.8% increase.
- Current Carrier's market share is in the 75th percentile at 1.5% of the market.
Business Stats
County
费恩
Bureau ID
Renewal Mod
PEO
Employees
Sales
OSHA Violations
OSHA Penalty Amount
Drivers
Power Units
Auto Carrier
Policy History
Term | Carrier | LCM | |
---|---|---|---|
2021 |
1.955 | ||
2020 |
1.777 | ||
2019 |
1.777 | ||
2018 |
1.938 | ||
2017 |
1.938 | ||
2016 |
1.938 | ||
2015 |
1.938 |
Contacts
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Industry Classification
Industry
Class
Physician & Clerical.
Physician & Clerical.
Loss Cost
NAICS
Offices of Physicians (except Mental Health Specialists)
Offices of Physicians (except Mental Health Specialists)
SIC
Offices and Clinics of Medical Doctors
Offices and Clinics of Medical Doctors
Related GL Codes*
10115
Beauty Parlors and Hair Styling Salons
44440
Health Care Facilities--Clinics, Dispensaries or Infirmaries Treating Outpatients Only--No Regular Bed and Board Facilities--Not-For-Profit Only
44439
Health Care Facilities--Clinics, Dispensaries or Infirmaries Treating Outpatients Only--No Regular Bed and Board Facilities--Other Than Not-For-Profit
66561
Medical Offices
Beauty Parlors and Hair Styling Salons
44440
Health Care Facilities--Clinics, Dispensaries or Infirmaries Treating Outpatients Only--No Regular Bed and Board Facilities--Not-For-Profit Only
44439
Health Care Facilities--Clinics, Dispensaries or Infirmaries Treating Outpatients Only--No Regular Bed and Board Facilities--Other Than Not-For-Profit
66561
Medical Offices
Related Class Codes*
Related SIC Codes*